![]() Indian government is also stepping up by launching "Digital India" initiative to accelerate the awareness, availability and adoption of digital technologies. Mobile phones and e-commerce are growing rapidly and consumers are showing affinity towards digital technology. ![]() The e-payment system in India is experiencing a massive transformation. The main objective of this paper is to find out various components that have influence on the consumers who adopt electronic banking services purpose of this paper is to identify the various factors that affect the customers to adopt e-banking services with special reference to small finance banks in Karnataka. However the SFBs are on its nascent stage, but it is on a technology adoption spree to efficiently manage their overall cost of operation. This holds good for small financial banks (SFBs) as well. The recent trends show that the banks are shifting their focus from product centric model to customer centric model by means of developing new e-banking services. E banking provide an opportunity for its customers to carry out any kind of banking activities with the access of internet. Electronic banking is very important development which has happened recently. Banks have begun to use technology as a medium to serve its customers in a better and fast way. ![]() The banking sector in India has gone through a tremendous technological change during 1990s. Nowadays Banks are quite important in the overall development of a country. ![]()
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